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Photo of Ralph Bettencourt
Street Address:
111 N El Camino Real
Suite D
Encinitas, CA 92024-5396
Mailing Address:
111 N El Camino Real Ste D
Encinitas, CA 92024-5396
  • Landmark:
    Trader Joe's Shopping Center
  • Phone: (760) 942-CARS
    Phone: (760) 942-2277
    Toll Free: (800) 488-2858
    Fax: (760) 942-4274
  • License Number: 0598494
  • Office Hours:
    Mon-Fri 8:30am to 5:00pm


My background and achievements
  • Cal Poly / BA
  • Cal State Fullerton Master of Science
  • Chairman's Circle Qualifier
  • Senior Vice President's Club
  • Golden Triangle Qualifier
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  • Ambassador Travel Qualifier
  • Encinitas Chamber of Commerce
  • Encinitas Coastal Rotary Club - Past President
  • North County Business Group - Past President
  • #1 Multi-Line Agent, Greater California - 2002
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  • State Farm Insurance Video
    Did You Know?
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    The Good Student discount was introduced in 1962. Good grades mean better auto insurance rates for young drivers.

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    Protection for the Open Road

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    State Farm

    In 1971, an unknown pianist and composer Barry Manilow writes the music for our new "Like a good neighbor..." theme song.

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    Safer Cars, Lower Rates. Car Shopping Soon?

    Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

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    State Farm

    In 1922, the same month State Farm Insurance® opens for business, brings the company's first auto claim. Walter Schroeder's 1920 Buick is back on the road after $55.25 in parts and labor.

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    Helpful Info

    Insurance and Financial Review
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